Tuesday, September 22, 2015

25 Useful Travel Items, Gadgets and Accessories

You're about to make use of that round-the-world fare and left your packing for the last minute. No worries. Here's a checklist of 25 useful items, gadgets and accessories you'll be be thankful to have while abroad. It's easy to find them in travel accessories store,go ahead!


Flexible tripod

A tripod is one item most casual photographers think they never need … until they need it. Flexible tripods pack easily, work wonders in a pinch and prove ultra-handy in the rainforest, on the beach or in the city.

Merino Wool Base Layer

Master marketers in Australia and New Zealand have done well to extol the magic of Merino wool worldwide. In reality, base layers – from shell shirts to thermal underwear – made of the stuff save your skin on planes and in chilly climes.

Cashmere socks

Whether you pound pavement or scale mountains, foot comfort is paramount while abroad. Cashmere socks cost a pretty penny but make a superb investment.

Pocket trench

A fashionable, travel-specific trench with ample pockets is a wise purchase. A comfortable jacket with room for all your vitals frees up the need for extra bags.

Portable e-reader

The best gadgets save space and, indeed, save and kill time. With a portable e-reader, you can keep the novels at home and store them on one skinny screen.

Tablet computer or smartphone

A good tablet computer or smartphone is a home office, entertainment console and communications device all-in-one. Perfect for planes, in hotels, cafés and the beach, they have become the defacto essential gadget.

Laser keyboard

And to go with that tablet or smartphone, a handy laser keyboard. Comes in a tiny cube and emits a realistic QWERTY keyboard on any surface.

UV water purifier

Turn almost any tap or natural water source into potable water in seconds and safely hydrate.

Noise-canceling headphones

Noise-canceling headphones tune out the din of planes, terminals and urban life and let you concentrate and observe in silence.

Circumaural headphones

If, however, you prefer some tunes, a good set of circumaural (full-size) headphones will give your digital music some punch.

Flash drive

Be efficient on the go and store important documents, images, music, videos and other files on a nifty flash drive for rapid access anytime, anywhere.

Multi-tool

A sturdy and portable multi-purpose utility tool is a common sense item too few forget at home. Just remember to check it before you pass security.

All-organic hand sanitiser

Most hand sanitisers reek of chemicals and do more harm than good. All-organic brands are healthy alternatives and travel well.

Smart travel containers

A funky, colourful set of travel containers is a cool way to store personal care items and demonstrate to airport security personnel that you respect the 100 ml limit on liquids at the same time.

Sleep mask

On epic, trans-oceanic flights, a good sleep mask helps ensure that your nap is deep and restorative.

Retractable cable lock

Lock up your bags securely with a strong, easy to store retractable cable lock and relax at hostels and dodgy bus terminals.

Travel adaptor

You took a trove of gadgets with you but forget the travel adaptor. Now you have 12% battery life left on your tablet and the only electronics store is 225 km away.

Power strip with USB port

Because you can never have enough plugs.

Comfortable walking shoes

Walk the streets of Tokyo, Paris and New York in style while ignorant tourists traipse about in stilettos and plastic clogs.

Notepad and pens

Sure, tablets and smartphones rule but paper and pens have not gone the way of the Dodo just yet.

Medical kit

Forget what you think you know about travel medical kits. The new ones on the market look so cool you may just cut yourself on purpose. Resist the urge.

Lavender oil

One item sure to not be in that trusty medical kit, however, is a small bottle of lavender oil. This superstar essential oil is spectacularly useful – it soothes stress, relieves headaches and is a stellar anti-bacterial, anti-fungal and anti-viral agent. Use it on cuts, scrapes, burns and dry skin.

Travel wallet

We rarely, if ever, use a wallet at home but when we travel, a multi-purpose, utility wallet is a good tool.

Daypack

One small-ish travel bag is all you need by day if you know how to pack-and if you invest in a good one.

Durable waterproof

Preferably a lightweight jacket that repels both wind and water. In this case, you do get what you pay for.


Sunday, September 6, 2015

Managing your business' risk

Running a small business in South Africa can be a difficult thing with so many different types of risk out there.

While some of these potential hazards can complicate things, Santam understands that the more a business owner knows the better for his or her business.

At Santam we understand that the world of risks can be confusing. That is why we've identified some of forms of risk facing South African small businesses specifically as well as some practical tips to help you manage those risks.

How to manage your business' physical risk

Buildings (or your business premises) often constitute the most common type of physical risk. According to Santam's claims records over the past three years, claims as a result of wind, fire water, hail and snow damage are the most common types of claims for businesses.

As a business owner, you can manage physical risk properly by ensuring that the gutters on your premises has been cleaned (especially in winter) and that hazardous materials (such as acid, gas, flammable or poisonous materials) are stored far away from areas where it could cause damage. You can also make sure that your employees receive adequate training to handle these materials properly.

How to manage risks related to your business' location

It's always a good idea to know exactly what risks your business faces as a result of its location. You can make china company verification online if you need.

If, for example, your business is located in an area where a number of buildings have been erected in a flood-plain, you must consider the risk associated with it and ensure you get the appropriate insurance cover for your business.

Enforcing the safety of your business premises by ensuring you have proper railings, slip-proof floors, an alarm and other anti-crime measures, can help reduce your business insurance premium, regardless of where you are located.

Some technological risks to consider

According to Santam's audit and forensics team, technological risks are becoming the common cold of today's business world.  Technological risks can include anything from losing your customer data to data fraud and theft of information.

As a business owner, you have a responsibility to protect your business' technology infrastructure as well your clients' contact details and personal information. You can ensure that you have a back-up of all your computerised information by making sure your employees have been trained to back up your business' data on a separate device such as a CD, DVD or hard drive.

If, for example you lost internet access for the day, would your business grind to a halt? Make sure you have an information technology specialist on standby to assist you in the event of temporary setbacks like these.

While risk is always going to be a factor in your life as a business owner, being aware of the risks facing your business can go a long way in helping you to protect your livelihood. We hope that these practical tips will help you as a business owner reduce your exposure and minimize the impact of unforeseen events.